/*
Theme Name: EmiIfy
Theme URI: https://emiify.com
Author: EmiIfy Team
Author URI: https://emiify.com
Description: A sleek, dark, modern landing page theme for EmiIfy – the smart loan tracker and EMI calculator app. Features animated hero, interactive prepayment calculator, bento grid features, FAQ accordion, and full compliance footer.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: emiify
Tags: dark, one-page, full-width-template, custom-colors, featured-images, theme-options
*/

@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@400;500;600;700;800&family=Plus+Jakarta+Sans:wght@300;400;500;600;700&display=swap');

:root {
  --font-display: 'Outfit', sans-serif;
  --font-sans: 'Plus Jakarta Sans', sans-serif;
  --color-bg: #030303;
  --color-bg2: #060608;
  --color-emerald: #10b981;
  --color-emerald-light: #34d399;
  --color-indigo: #8b5cf6;
  --color-teal: #2dd4bf;
  --color-zinc-400: #a1a1aa;
  --color-zinc-500: #71717a;
  --color-zinc-600: #52525b;
  --color-zinc-800: #27272a;
  --color-zinc-900: #18181b;
  --color-zinc-950: #09090b;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { background-color: var(--color-bg); color: #f3f4f6; font-family: var(--font-sans); overflow-x: hidden; -webkit-font-smoothing: antialiased; line-height: 1.6; }
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; transition: color 0.2s ease; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul, ol { list-style: none; }

::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--color-bg); }
::-webkit-scrollbar-thumb { background: var(--color-zinc-800); border-radius: 3px; }
::-webkit-scrollbar-thumb:hover { background: #3f3f46; }

/* ── ANIMATIONS ── */
@keyframes emiify-fade-up { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: translateY(0); } }
@keyframes emiify-float-up { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }
@keyframes emiify-float-down { 0%,100% { transform: translateY(0); } 50% { transform: translateY(8px); } }
@keyframes emiify-pulse-dot { 0%,100% { opacity:1; transform:scale(1); box-shadow:0 0 8px #10b981; } 50% { opacity:.6; transform:scale(.8); box-shadow:0 0 4px #10b981; } }
@keyframes emiify-bounce-phone { 0%,100% { transform:translateY(0); } 50% { transform:translateY(-4px); } }
@keyframes emiify-slide-down { from { opacity:0; transform:translateY(-20px); } to { opacity:1; transform:translateY(0); } }

/* ── LAYOUT ── */
.emiify-site { position: relative; min-height: 100vh; background: var(--color-bg); overflow-x: hidden; }
.emiify-container { max-width: 1200px; margin: 0 auto; padding: 0 1.5rem; position: relative; z-index: 10; }
.emiify-glow-orb { position: absolute; border-radius: 50%; pointer-events: none; filter: blur(140px); }

/* ── NAVBAR ── */
.emiify-navbar { position: fixed; top: 0; left: 0; right: 0; z-index: 50; display: flex; justify-content: center; padding: 1.5rem 1.5rem 0; animation: emiify-slide-down 0.8s ease-out forwards; }
.emiify-nav-inner { width: 100%; max-width: 1200px; display: flex; align-items: center; justify-content: space-between; padding: .75rem 1.5rem; border-radius: 9999px; background: rgba(255,255,255,.02); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border: 1px solid rgba(255,255,255,.05); transition: all .3s ease; }
.emiify-nav-inner.scrolled { background: rgba(0,0,0,.6); backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px); border-color: rgba(255,255,255,.1); box-shadow: 0 8px 32px rgba(0,0,0,.5); }
.emiify-nav-logo { display: flex; align-items: center; gap: .375rem; font-family: var(--font-display); font-size: 1.25rem; font-weight: 700; letter-spacing: -.025em; color: #fff; }
.emiify-nav-logo-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--color-emerald); animation: emiify-pulse-dot 2s ease-in-out infinite; }
.emiify-nav-links { display: flex; align-items: center; gap: 2rem; }
.emiify-nav-links a { font-size: .875rem; font-weight: 500; color: var(--color-zinc-400); transition: color .2s ease; }
.emiify-nav-links a:hover { color: #fff; }
.emiify-nav-cta { display: flex; align-items: center; gap: .375rem; padding: .5rem 1.25rem; border-radius: 9999px; font-size: .75rem; font-weight: 600; color: #fff; border: 1px solid rgba(255,255,255,.1); background: rgba(255,255,255,.05); transition: all .3s ease; }
.emiify-nav-cta:hover { background: var(--color-emerald); border-color: var(--color-emerald); color: #000; }
.emiify-mobile-toggle { display: none; padding: .375rem; border-radius: 9999px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); color: #d4d4d8; align-items: center; justify-content: center; cursor: pointer; transition: all .2s ease; }
.emiify-mobile-menu { position: fixed; top: 88px; left: 1rem; right: 1rem; z-index: 40; padding: 1.5rem; border-radius: 1.5rem; background: rgba(9,9,11,.95); backdrop-filter: blur(32px); -webkit-backdrop-filter: blur(32px); border: 1px solid rgba(255,255,255,.1); display: flex; flex-direction: column; gap: 1.25rem; box-shadow: 0 25px 50px rgba(0,0,0,.5); animation: emiify-slide-down .3s ease forwards; }
.emiify-mobile-menu.hidden { display: none; }
.emiify-mobile-menu a { font-size: 1.125rem; font-weight: 500; color: #d4d4d8; padding: .5rem 0; border-bottom: 1px solid rgba(255,255,255,.05); transition: color .2s ease; }
.emiify-mobile-menu a:hover { color: #fff; }
.emiify-mobile-download { display: flex !important; align-items: center; justify-content: center; gap: .375rem; padding: .75rem 1.5rem; border-radius: 9999px !important; font-size: .875rem; font-weight: 600; background: var(--color-emerald) !important; color: #000 !important; border-bottom: none !important; margin-top: .5rem; }
.emiify-mobile-download:hover { background: var(--color-emerald-light) !important; color: #000 !important; }

/* ── HERO ── */
.emiify-hero { position: relative; min-height: 100vh; padding: 9rem 1.5rem 5rem; display: flex; flex-direction: column; align-items: center; justify-content: center; overflow: hidden; }
.emiify-hero-glow-1 { position: absolute; top: 25%; left: 50%; transform: translate(-50%,-50%); width: 600px; height: 600px; background: rgba(16,185,129,.10); border-radius: 50%; filter: blur(140px); pointer-events: none; }
.emiify-hero-glow-2 { position: absolute; top: 33%; left: 33%; width: 400px; height: 400px; background: rgba(139,92,246,.10); border-radius: 50%; filter: blur(120px); pointer-events: none; }
.emiify-hero-grid-bg { position: absolute; inset: 0; background: radial-gradient(ellipse 80% 80% at 50% -20%,rgba(120,119,198,.15),rgba(255,255,255,0)); pointer-events: none; }
.emiify-hero-content { width: 100%; max-width: 64rem; text-align: center; display: flex; flex-direction: column; align-items: center; position: relative; z-index: 10; }
.emiify-hero-badge { display: inline-flex; align-items: center; gap: .375rem; padding: .375rem 1rem; border-radius: 9999px; border: 1px solid rgba(16,185,129,.20); background: rgba(6,78,59,.20); font-size: .75rem; font-weight: 600; color: #34d399; margin-bottom: 1.5rem; backdrop-filter: blur(12px); animation: emiify-fade-up .6s ease both; }
.emiify-hero-title { font-family: var(--font-display); font-size: clamp(2.25rem,7vw,4.5rem); font-weight: 700; letter-spacing: -.025em; color: #fff; line-height: 1.1; margin-bottom: 1.5rem; max-width: 56rem; animation: emiify-fade-up .8s ease .1s both; }
.emiify-hero-title-gradient { background: linear-gradient(to right,#34d399,#2dd4bf,#818cf8); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; color: transparent; }
.emiify-hero-subtitle { font-size: clamp(1rem,2.5vw,1.25rem); color: var(--color-zinc-400); max-width: 40rem; margin-bottom: 2.5rem; line-height: 1.6; font-weight: 300; animation: emiify-fade-up .8s ease .2s both; }
.emiify-hero-cta { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 1rem; margin-bottom: 5rem; width: 100%; animation: emiify-fade-up .8s ease .3s both; }
.emiify-btn-play { display: flex; align-items: center; gap: .75rem; padding: .625rem 1.25rem; border-radius: 1rem; background: var(--color-zinc-950); border: 1px solid rgba(255,255,255,.10); color: #fff; text-align: left; box-shadow: 0 20px 40px rgba(0,0,0,.8); transition: all .2s ease; }
.emiify-btn-play:hover { border-color: rgba(255,255,255,.25); background: #111; color: #fff; }
.emiify-btn-play-icon { color: var(--color-emerald); }
.emiify-btn-play-text-small { font-size: .625rem; color: var(--color-zinc-500); font-weight: 600; text-transform: uppercase; letter-spacing: .05em; line-height: 1; margin-bottom: 2px; }
.emiify-btn-play-text-large { font-family: var(--font-display); font-size: .875rem; font-weight: 700; color: #fff; line-height: 1; letter-spacing: .025em; }
.emiify-btn-primary { display: flex; align-items: center; justify-content: center; gap: .5rem; padding: .875rem 2rem; border-radius: 9999px; background: var(--color-emerald); color: #000; font-weight: 600; font-size: .875rem; box-shadow: 0 0 20px rgba(16,185,129,.30); transition: all .2s ease; border: none; font-family: inherit; }
.emiify-btn-primary:hover { background: var(--color-emerald-light); box-shadow: 0 0 25px rgba(16,185,129,.50); color: #000; }
.emiify-btn-primary-arrow { display: inline-block; transition: transform .2s ease; }
.emiify-btn-primary:hover .emiify-btn-primary-arrow { transform: translateX(4px); }

/* ── PHONES ── */
.emiify-phones-wrap { margin-top: 4rem; display: flex; justify-content: center; align-items: center; gap: 1.5rem; position: relative; max-width: 64rem; margin-left: auto; margin-right: auto; width: 100%; padding: 0 1rem; animation: emiify-fade-up .8s ease .4s both; }
.emiify-phone-card { border-radius: 2rem; padding: .375rem; background: var(--color-zinc-900); border: 1px solid rgba(255,255,255,.10); box-shadow: 0 25px 50px rgba(0,0,0,.5); }
.emiify-phone-inner { border-radius: 1.625rem; overflow: hidden; border: 1px solid var(--color-zinc-950); background: var(--color-zinc-950); }
.emiify-phone-left { width: 190px; transform: rotate(-8deg) scale(.9); display: none; animation: emiify-float-up 4s ease-in-out infinite; }
.emiify-phone-center { width: 210px; z-index: 10; animation: emiify-float-down 4s ease-in-out 1s infinite; }
.emiify-phone-right { width: 190px; transform: rotate(8deg) scale(.9); display: none; animation: emiify-float-up 4s ease-in-out infinite; }
.emiify-float-card { position: absolute; padding: 1rem; border-radius: 1rem; background: rgba(24,24,27,.90); border: 1px solid rgba(255,255,255,.10); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); box-shadow: 0 25px 50px rgba(0,0,0,.5); display: none; align-items: center; gap: .75rem; max-width: 200px; text-align: left; }
.emiify-float-card-top { top: -1.5rem; right: 10%; animation: emiify-float-up 4s ease-in-out infinite; }
.emiify-float-card-bottom { bottom: -1.5rem; left: 10%; animation: emiify-float-down 4s ease-in-out 2s infinite; }
.emiify-float-card-icon { padding: .625rem; border-radius: .5rem; flex-shrink: 0; }
.emiify-float-card-icon-green { background: rgba(16,185,129,.10); color: var(--color-emerald); }
.emiify-float-card-icon-indigo { background: rgba(139,92,246,.10); color: var(--color-indigo); }
.emiify-float-card-label { font-size: .625rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; color: var(--color-zinc-500); }
.emiify-float-card-value { font-size: .875rem; font-weight: 700; color: #fff; }

/* ── CALCULATOR ── */
.emiify-calculator { position: relative; padding: 6rem 1.5rem; background: var(--color-bg2); border-top: 1px solid rgba(255,255,255,.05); border-bottom: 1px solid rgba(255,255,255,.05); }
.emiify-calc-glow-1 { position: absolute; bottom: 25%; right: 25%; width: 400px; height: 400px; background: rgba(16,185,129,.05); border-radius: 50%; filter: blur(120px); pointer-events: none; }
.emiify-calc-glow-2 { position: absolute; top: 25%; left: 25%; width: 350px; height: 350px; background: rgba(139,92,246,.05); border-radius: 50%; filter: blur(100px); pointer-events: none; }
.emiify-section-header { text-align: center; margin-bottom: 4rem; }
.emiify-section-title { font-family: var(--font-display); font-size: clamp(1.875rem,5vw,3rem); font-weight: 700; color: #fff; margin-bottom: 1rem; }
.emiify-section-subtitle { color: var(--color-zinc-400); max-width: 36rem; margin: 0 auto; font-size: clamp(.875rem,2vw,1rem); }
.emiify-calc-grid { display: grid; grid-template-columns: 1fr; gap: 2rem; align-items: stretch; }
.emiify-calc-panel { padding: 2rem; border-radius: 1.5rem; background: rgba(255,255,255,.02); border: 1px solid rgba(255,255,255,.06); backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px); display: flex; flex-direction: column; justify-content: space-between; gap: 2rem; }
.emiify-slider-group { display: flex; flex-direction: column; gap: .75rem; }
.emiify-slider-header { display: flex; justify-content: space-between; align-items: center; }
.emiify-slider-label { display: flex; align-items: center; gap: .375rem; font-size: .875rem; font-weight: 600; color: var(--color-zinc-400); }
.emiify-slider-label-green { color: var(--color-emerald); }
.emiify-slider-value { font-family: var(--font-display); font-size: 1.125rem; font-weight: 700; color: #fff; }
.emiify-slider-value-green { color: var(--color-emerald); }
.emiify-slider { width: 100%; height: 4px; -webkit-appearance: none; appearance: none; background: var(--color-zinc-800); border-radius: 9999px; outline: none; cursor: pointer; accent-color: var(--color-emerald); }
.emiify-slider::-webkit-slider-thumb { -webkit-appearance: none; width: 18px; height: 18px; border-radius: 50%; background: var(--color-emerald); cursor: pointer; box-shadow: 0 0 8px rgba(16,185,129,.5); border: 2px solid #fff; }
.emiify-slider::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: var(--color-emerald); cursor: pointer; box-shadow: 0 0 8px rgba(16,185,129,.5); border: 2px solid #fff; }
.emiify-slider-scale { display: flex; justify-content: space-between; font-size: .625rem; color: var(--color-zinc-600); font-family: 'Courier New',monospace; }
.emiify-slider-divider { padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,.05); }
.emiify-results-panel { display: flex; flex-direction: column; gap: 1.5rem; justify-content: space-between; }
.emiify-result-card { padding: 1.5rem; border-radius: 1.5rem; background: rgba(255,255,255,.02); border: 1px solid rgba(255,255,255,.06); backdrop-filter: blur(24px); -webkit-backdrop-filter: blur(24px); }
.emiify-result-label { font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; color: var(--color-zinc-500); display: block; margin-bottom: .25rem; }
.emiify-result-value { font-family: var(--font-display); font-size: 1.875rem; font-weight: 700; color: #fff; }
.emiify-result-note { font-size: .75rem; color: var(--color-zinc-500); margin-top: .5rem; font-family: 'Courier New',monospace; }
.emiify-savings-card { padding: 1.5rem; border-radius: 1.5rem; background: linear-gradient(135deg,rgba(6,78,59,.20),rgba(4,47,46,.10)); border: 1px solid rgba(16,185,129,.20); backdrop-filter: blur(24px); flex: 1; display: flex; flex-direction: column; justify-content: center; position: relative; overflow: hidden; }
.emiify-savings-card::before { content:''; position: absolute; top: 0; right: 0; width: 6rem; height: 6rem; background: rgba(16,185,129,.10); border-radius: 50%; filter: blur(2rem); pointer-events: none; transition: background .5s ease; }
.emiify-savings-card:hover::before { background: rgba(16,185,129,.20); }
.emiify-savings-inner { display: flex; flex-direction: column; gap: 1.5rem; }
.emiify-savings-row-label { display: flex; align-items: center; gap: .375rem; font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; }
.emiify-savings-row-label-green { color: var(--color-emerald); }
.emiify-savings-row-label-teal { color: var(--color-teal); }
.emiify-savings-main-value { font-family: var(--font-display); font-size: 2.25rem; font-weight: 700; color: #fff; margin-top: .25rem; }
.emiify-savings-sub-value { font-family: var(--font-display); font-size: 1.875rem; font-weight: 700; color: #fff; margin-top: .25rem; }
.emiify-savings-meta { font-size: .75rem; color: var(--color-zinc-500); display: block; margin-top: .25rem; }
.emiify-compare-card { padding: 1.25rem; border-radius: 1.5rem; background: rgba(255,255,255,.02); border: 1px solid rgba(255,255,255,.06); backdrop-filter: blur(24px); display: flex; flex-direction: column; gap: 1rem; }
.emiify-compare-label { font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; color: var(--color-zinc-500); }
.emiify-bar-row { display: flex; flex-direction: column; gap: .25rem; }
.emiify-bar-header { display: flex; justify-content: space-between; font-size: .75rem; font-family: 'Courier New',monospace; color: var(--color-zinc-400); }
.emiify-bar-header.emerald { color: var(--color-emerald); font-weight: 600; }
.emiify-bar-track { width: 100%; height: 10px; background: var(--color-zinc-800); border-radius: 9999px; overflow: hidden; }
.emiify-bar-fill-gray { height: 100%; background: var(--color-zinc-600); border-radius: 9999px; width: 100%; }
.emiify-bar-fill-green { height: 100%; background: var(--color-emerald); border-radius: 9999px; box-shadow: 0 0 8px rgba(16,185,129,.5); transition: width .5s ease; }

/* ── FEATURES / BENTO ── */
.emiify-features { position: relative; padding: 6rem 1.5rem; background: var(--color-bg); }
.emiify-features-glow { position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); width: 500px; height: 500px; background: rgba(139,92,246,.05); border-radius: 50%; filter: blur(130px); pointer-events: none; }
.emiify-bento-grid { display: grid; grid-template-columns: 1fr; gap: 1.5rem; }
.emiify-bento-card { padding: 1.5rem 2rem; border-radius: 1.5rem; background: rgba(255,255,255,.01); border: 1px solid rgba(255,255,255,.05); backdrop-filter: blur(12px); display: flex; flex-direction: column; justify-content: space-between; overflow: hidden; transition: border-color .3s ease; min-height: 220px; }
.emiify-bento-card:hover { border-color: rgba(255,255,255,.10); }
.emiify-bento-card-large { min-height: 440px; padding: 2rem; }
.emiify-bento-card-wide { min-height: 160px; }
.emiify-bento-row { display: flex; align-items: center; justify-content: space-between; }
.emiify-bento-tag { font-size: .625rem; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; color: var(--color-zinc-500); }
.emiify-bento-dot { display: inline-flex; align-items: center; gap: .5rem; margin-bottom: .75rem; }
.emiify-bento-dot span:first-child { width: 8px; height: 8px; border-radius: 50%; background: var(--color-emerald); display: inline-block; }
.emiify-bento-card h3 { font-family: var(--font-display); font-size: 1.25rem; font-weight: 700; color: #fff; margin-bottom: .5rem; }
.emiify-bento-card-large h3 { font-size: 1.5rem; }
.emiify-bento-card p { font-size: .875rem; color: var(--color-zinc-400); line-height: 1.6; max-width: 28rem; }
.emiify-dashboard-mockup { margin-top: 1.5rem; padding: 1rem; border-radius: .75rem; background: rgba(9,9,11,.80); border: 1px solid rgba(255,255,255,.05); display: flex; flex-direction: column; gap: 1rem; }
.emiify-dashboard-header { display: flex; justify-content: space-between; align-items: center; font-size: .75rem; border-bottom: 1px solid rgba(255,255,255,.05); padding-bottom: .5rem; color: var(--color-zinc-500); }
.emiify-dashboard-header span:last-child { color: var(--color-emerald); font-weight: 600; font-family: 'Courier New',monospace; }
.emiify-dashboard-stats { display: grid; grid-template-columns: repeat(3,1fr); gap: 1rem; }
.emiify-stat-cell { padding: .75rem; border-radius: .5rem; background: rgba(255,255,255,.02); border: 1px solid rgba(255,255,255,.05); }
.emiify-stat-cell-label { font-size: .625rem; font-weight: 600; text-transform: uppercase; color: var(--color-zinc-500); }
.emiify-stat-cell-value { font-size: .875rem; font-weight: 700; color: #fff; font-family: 'Courier New',monospace; margin-top: 2px; }
.emiify-toast-container { height: 4rem; display: flex; align-items: center; justify-content: center; }
.emiify-toast { width: 100%; padding: .75rem; border-radius: .75rem; background: #0a0a0c; border: 1px solid rgba(255,255,255,.10); display: flex; align-items: center; justify-content: space-between; transition: opacity .3s ease, transform .3s ease; }
.emiify-toast-title { font-size: .75rem; font-weight: 700; color: #fff; }
.emiify-toast-desc { font-size: .625rem; color: var(--color-zinc-500); }
.emiify-toast-time { font-size: .5625rem; color: var(--color-emerald); font-family: 'Courier New',monospace; }
.emiify-otp-graphic { display: flex; align-items: center; justify-content: center; gap: .375rem; padding: .5rem 0; }
.emiify-otp-dot { width: 10px; height: 10px; border-radius: .25rem; background: rgba(16,185,129,.20); border: 1px solid rgba(16,185,129,.50); display: flex; align-items: center; justify-content: center; }
.emiify-otp-dot-inner { width: 4px; height: 4px; border-radius: 50%; background: #34d399; }
.emiify-otp-verified { font-size: .625rem; font-family: 'Courier New',monospace; font-weight: 700; color: var(--color-emerald); margin-left: .25rem; }
.emiify-rights-list { display: flex; flex-direction: column; gap: .375rem; margin: .5rem 0; }
.emiify-rights-item { display: flex; align-items: center; gap: .375rem; font-size: .6875rem; color: var(--color-zinc-400); }
.emiify-check-icon { width: 14px; height: 14px; color: var(--color-emerald); flex-shrink: 0; }
.emiify-disclaimer-card { background: linear-gradient(135deg,rgba(30,27,75,.15),transparent) !important; display: flex; flex-direction: column; gap: 1rem; }
.emiify-disclaimer-tag { display: flex; align-items: center; gap: .375rem; color: #a5b4fc; font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; }
.emiify-compliance-badge { display: inline-flex; align-items: center; gap: .5rem; padding: .5rem 1rem; border-radius: 9999px; background: rgba(255,255,255,.02); border: 1px solid rgba(255,255,255,.10); font-size: .75rem; font-weight: 600; color: #fff; align-self: flex-start; }
.emiify-compliance-dot { width: 10px; height: 10px; border-radius: 50%; background: var(--color-emerald); box-shadow: 0 0 8px rgba(16,185,129,.8); }

/* ── FAQ ── */
.emiify-faq { position: relative; padding: 6rem 1.5rem; background: var(--color-bg2); border-top: 1px solid rgba(255,255,255,.05); }
.emiify-faq-list { display: flex; flex-direction: column; gap: 1rem; }
.emiify-faq-item { border-radius: 1rem; border: 1px solid rgba(255,255,255,.05); background: rgba(255,255,255,.01); overflow: hidden; backdrop-filter: blur(12px); transition: border-color .3s ease; }
.emiify-faq-item:hover { border-color: rgba(255,255,255,.10); }
.emiify-faq-btn { width: 100%; padding: 1.25rem 1.5rem; display: flex; align-items: center; justify-content: space-between; text-align: left; background: none; border: none; cursor: pointer; color: inherit; font-family: inherit; }
.emiify-faq-question { font-weight: 600; color: #fff; font-size: clamp(.875rem,2vw,1rem); padding-right: 1rem; }
.emiify-faq-icon { padding: .25rem; border-radius: 50%; background: rgba(255,255,255,.05); color: var(--color-zinc-400); flex-shrink: 0; display: flex; align-items: center; justify-content: center; width: 28px; height: 28px; font-size: 1.25rem; line-height: 1; font-weight: 300; transition: transform .3s ease; }
.emiify-faq-answer { max-height: 0; overflow: hidden; transition: max-height .4s ease, opacity .3s ease; opacity: 0; }
.emiify-faq-answer.open { max-height: 500px; opacity: 1; }
.emiify-faq-answer-inner { padding: 1rem 1.5rem 1.25rem; font-size: clamp(.75rem,1.5vw,.875rem); color: var(--color-zinc-400); line-height: 1.7; border-top: 1px solid rgba(255,255,255,.03); background: rgba(9,9,11,.20); }

/* ── FOOTER ── */
.emiify-footer { position: relative; background: var(--color-bg); border-top: 1px solid rgba(255,255,255,.05); padding: 4rem 1.5rem 3rem; overflow: hidden; }
.emiify-footer-glow { position: absolute; bottom: 0; left: 50%; transform: translateX(-50%); width: 600px; height: 150px; background: rgba(16,185,129,.05); border-radius: 50%; filter: blur(80px); pointer-events: none; }
.emiify-footer-grid { display: grid; grid-template-columns: 1fr; gap: 2rem; margin-bottom: 3rem; }
.emiify-footer-brand p { font-size: clamp(.75rem,1.5vw,.875rem); color: var(--color-zinc-500); max-width: 24rem; line-height: 1.7; margin-top: 1rem; }
.emiify-footer-col h4 { font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .1em; color: var(--color-zinc-400); margin-bottom: 1rem; }
.emiify-footer-col ul { display: flex; flex-direction: column; gap: .5rem; }
.emiify-footer-col a { font-size: clamp(.75rem,1.5vw,.875rem); color: var(--color-zinc-500); transition: color .2s ease; }
.emiify-footer-col a:hover { color: #fff; }
.emiify-footer-contact-item { display: flex; align-items: center; gap: .5rem; font-size: clamp(.75rem,1.5vw,.875rem); color: var(--color-zinc-500); }
.emiify-footer-contact-item svg { width: 1rem; height: 1rem; color: var(--color-zinc-600); flex-shrink: 0; }
.emiify-disclaimer-box { padding: 1.5rem; border-radius: 1rem; background: rgba(255,255,255,.01); border: 1px solid rgba(255,255,255,.04); font-size: clamp(.625rem,1.2vw,.75rem); color: var(--color-zinc-500); line-height: 1.7; display: flex; flex-direction: column; gap: .75rem; margin-bottom: 2rem; }
.emiify-disclaimer-box-header { display: flex; align-items: center; gap: .375rem; color: var(--color-zinc-400); font-size: .75rem; font-weight: 600; text-transform: uppercase; letter-spacing: .05em; }
.emiify-disclaimer-box-header svg { width: 14px; height: 14px; color: #818cf8; }
.emiify-footer-bottom { border-top: 1px solid rgba(255,255,255,.04); padding-top: 2rem; display: flex; flex-direction: column; align-items: center; gap: 1rem; font-size: .75rem; color: var(--color-zinc-600); font-family: 'Courier New',monospace; text-align: center; }
.emiify-footer-links { display: flex; gap: 1rem; align-items: center; }
.emiify-footer-links a:hover { color: var(--color-zinc-400); }

/* ── RESPONSIVE ── */
@media (min-width: 768px) {
  .emiify-footer-grid { grid-template-columns: 2fr 1fr 1fr; }
  .emiify-footer-bottom { flex-direction: row; justify-content: space-between; }
  .emiify-bento-grid { grid-template-columns: repeat(3,1fr); auto-rows: 220px; }
  .emiify-bento-card-large { grid-column: span 2; grid-row: span 2; min-height: auto; }
  .emiify-bento-card-wide { grid-column: span 2; min-height: auto; flex-direction: row; align-items: center; gap: 2rem; }
  .emiify-disclaimer-card { flex-direction: row !important; align-items: center !important; }
}
@media (min-width: 1024px) {
  .emiify-phone-left, .emiify-phone-right { display: block; }
  .emiify-float-card { display: flex; }
  .emiify-calc-grid { grid-template-columns: 3fr 2fr; }
  .emiify-nav-links { display: flex; }
  .emiify-nav-cta { display: flex; }
  .emiify-mobile-toggle { display: none !important; }
}
@media (max-width: 1023px) {
  .emiify-nav-links { display: none; }
  .emiify-nav-cta { display: none; }
  .emiify-mobile-toggle { display: flex; }
}
@media (min-width: 640px) {
  .emiify-phone-center { width: 235px; }
}

/* ══════════════════════════════════════════════
   LEGAL PAGES — Privacy Policy & Terms of Service
   High specificity to override WordPress defaults
   ══════════════════════════════════════════════ */

body.emiify-body .emiify-legal-page {
  position: relative !important;
  min-height: 100vh !important;
  padding: 7rem 1.5rem 5rem !important;
  background: #030303 !important;
  overflow: hidden !important;
}

body.emiify-body .emiify-legal-glow {
  position: absolute !important;
  top: 15%; left: 50% !important;
  transform: translate(-50%,-50%) !important;
  width: 700px; height: 500px !important;
  background: radial-gradient(ellipse, rgba(16,185,129,0.12) 0%, transparent 70%) !important;
  border-radius: 50% !important;
  pointer-events: none !important;
  z-index: 0 !important;
}

body.emiify-body .emiify-legal-container {
  max-width: 820px !important;
  margin: 0 auto !important;
  position: relative !important;
  z-index: 10 !important;
  background: rgba(255,255,255,0.025) !important;
  border: 1px solid rgba(255,255,255,0.10) !important;
  padding: 3rem !important;
  border-radius: 1.5rem !important;
  backdrop-filter: blur(20px) !important;
  -webkit-backdrop-filter: blur(20px) !important;
  box-shadow: 0 0 0 1px rgba(16,185,129,0.05), 0 32px 80px rgba(0,0,0,0.6) !important;
}

body.emiify-body .emiify-legal-back {
  display: inline-flex !important;
  align-items: center !important;
  gap: 6px !important;
  font-size: 0.8125rem !important;
  font-weight: 600 !important;
  color: #71717a !important;
  text-decoration: none !important;
  margin-bottom: 1.75rem !important;
  transition: color 0.2s ease !important;
  font-family: 'Plus Jakarta Sans', sans-serif !important;
}
body.emiify-body .emiify-legal-back:hover { color: #10b981 !important; }

body.emiify-body .emiify-legal-badge {
  display: inline-block !important;
  background: rgba(16,185,129,0.12) !important;
  border: 1px solid rgba(16,185,129,0.25) !important;
  color: #10b981 !important;
  padding: 4px 14px !important;
  border-radius: 9999px !important;
  font-size: 0.75rem !important;
  font-weight: 600 !important;
  margin-bottom: 1rem !important;
  letter-spacing: 0.03em !important;
  font-family: 'Plus Jakarta Sans', sans-serif !important;
}

body.emiify-body .emiify-legal-h1 {
  font-family: 'Outfit', sans-serif !important;
  color: #ffffff !important;
  font-size: clamp(1.875rem, 4vw, 2.75rem) !important;
  font-weight: 700 !important;
  line-height: 1.15 !important;
  margin: 0 0 0.5rem 0 !important;
  padding-bottom: 1.25rem !important;
  border-bottom: 1px solid rgba(255,255,255,0.08) !important;
  letter-spacing: -0.02em !important;
}

body.emiify-body .emiify-legal-date {
  font-size: 0.8125rem !important;
  color: #71717a !important;
  margin: 0.75rem 0 1.75rem !important;
  font-family: 'Courier New', monospace !important;
  display: block !important;
}

/* h2 headings */
body.emiify-body .emiify-legal-container h2 {
  font-family: 'Outfit', sans-serif !important;
  color: #10b981 !important;
  font-size: 1.125rem !important;
  font-weight: 700 !important;
  margin: 2.25rem 0 0.75rem !important;
  padding: 0 !important;
  border: none !important;
  background: none !important;
  letter-spacing: -0.01em !important;
}

/* Paragraphs */
body.emiify-body .emiify-legal-container p {
  color: #9ca3af !important;
  font-size: 0.9375rem !important;
  line-height: 1.75 !important;
  margin: 0 0 1rem 0 !important;
  font-family: 'Plus Jakarta Sans', sans-serif !important;
}

/* Lists */
body.emiify-body .emiify-legal-container ul {
  padding-left: 1.5rem !important;
  margin: 0.5rem 0 1rem !important;
  list-style: disc !important;
  display: block !important;
}
body.emiify-body .emiify-legal-container li {
  color: #9ca3af !important;
  font-size: 0.9375rem !important;
  line-height: 1.75 !important;
  margin-bottom: 0.5rem !important;
  font-family: 'Plus Jakarta Sans', sans-serif !important;
  list-style: disc !important;
  display: list-item !important;
}
body.emiify-body .emiify-legal-container li strong {
  color: #d1d5db !important;
  font-weight: 600 !important;
}

/* Links */
body.emiify-body .emiify-legal-container a {
  color: #10b981 !important;
  text-decoration: none !important;
}
body.emiify-body .emiify-legal-container a:hover {
  text-decoration: underline !important;
  color: #34d399 !important;
}

/* strong */
body.emiify-body .emiify-legal-container strong {
  color: #e5e7eb !important;
  font-weight: 700 !important;
}

/* Footer note */
body.emiify-body .emiify-legal-footer-note {
  margin-top: 3rem !important;
  border-top: 1px solid rgba(255,255,255,0.06) !important;
  padding-top: 1.5rem !important;
  font-size: 0.8125rem !important;
  color: #6b7280 !important;
  text-align: center !important;
  font-family: 'Courier New', monospace !important;
}
body.emiify-body .emiify-legal-footer-note a {
  color: #10b981 !important;
}

@media (max-width: 640px) {
  body.emiify-body .emiify-legal-container {
    padding: 1.5rem !important;
  }
}